FCTI, Inc. is a nationwide ATM and financial technology solutions provider. Our team specializes in advanced ATM placements, ATM operations, and Advertising for banks, credit unions, consumer brands, and retail establishments.
Our patented MBA technology, network partnerships, and leading software developments offer financial institutions, brands, and businesses real marketing, distribution, and revenue-generating opportunities through the ATM channel.
FCTI provides custom turnkey ATM programs to best fit business goals by utilizing the right combination of hardware, software, and services. Our solutions are specially designed to provide financial institutions, advertisers, and site owners with the tools they need to increase brand and product awareness, boost distribution, and align marketing efforts while growing foot traffic and in-store sales.
Founded in 1993, FCTI strives to provide enhanced support, operational redundancy, and parts/supply access. FCTI is a subsidiary of Seven Bank, LTD. (TYO:8410) with over $8B in assets. Together, Seven Bank and FCTI manage over 30,000 ATMs worldwide.
To connect people with access to their money when & where they need it while building a better, more reliable customer experience.
To redefine how people manage & interact with their money to achieve financial stability & resilience.
MEET OUR MANAGEMENT TEAM
MASANORI SAKAGUCHI
Chairman/CEO
Masanori Sakaguchi serves as Chairman and CEO at FCTI, overseeing the company’s financial strategy, operations, and compliance. With more than 20 years of banking experience, he brings expertise in financial leadership and ATM business operations across Japan, the Philippines, and the United States.
Before joining FCTI, Masanori served as President of Pito AxM Platform, Inc., a subsidiary of Seven Bank in the Philippines, where he led the deployment of over 3,000 cash recycler ATMs in just three years—a first for the country.
Masanori holds a U.S. CPA certification and has extensive experience managing large-scale financial projects and developing innovative financial services tailored to retail needs.
PETER KULIK
President
Kulik has over thirty-five years of experience in ATM and financial technology. He began his career with NCR Corporation working on international and domestic financial, ATM, and retail systems and, eventually, partner technical programs. Since his time with NCR, Kulik has worked with consulting company KLCI Research group, Fifth Third Bank, and Vantiv in a variety of roles spanning debit networks, telecom, payment products, and mobile financial services.
Kulik joins FCTI from Citibank. There he served as the Director of Engineering, ATM Technology – focusing on security enhancements, delivering over 300 software projects with global scale, and improving software quality, availability, and process optimization. As the technology lead, Kulik oversees the hardware and software driving the business’s products and services – seeking to improve quality, security, availability, and innovation throughout the company.
SCOTT LAM
Chief of Staff/General Counsel
Scott Lam has over 15 years of experience in corporate and intellectual property law. Throughout his career, he has worked with a variety of companies including Telmate LLC, Poly Plant Project, Inc., and Osmetech Molecular Diagnostics. Lam has a Juris Doctorate, Intellectual Property from University of San Francisco School of Law as well as a BS, Biology from University of California San Diego.
JOSHUA BOOTH
Vice President of Operations
Joshua Booth serves as Vice President of Operations and is a member of the FCTI executive leadership team. Joshua leads all operational functions including support center, cash and logistics, warehousing, project and deployment, and technical operations.
Prior to joining FCTI, Joshua led the Cash and Logistics team for North America at NCR (formerly Cardtronics). His responsibilities included cash management, vendor management of CITs, and cash deployment functions.
Joshua earned a Bachelor of Science degree in Economics from the University of North Texas. His courses included advanced mathematics, statistics, and economics.
He has served on advisory boards in the cash and logistics field, economics ambassador for UNT, and is an avid chess, soccer, and cyclist enthusiast.
JAMES RIGBY
Vice President of Technology
James has spent over two decades working within the ATM industry, previously at ISOs in both the UK and the US, delivering projects covering UK, US, Canada and Mexico markets as well as working for Diebold-Nixdorf managing portfolio solutions globally.
He brings a wealth of technology experience with him, having managed switch/core migrations, large scale projects such as EMV and RKL implementations, and has sat on various committees at LINK in the UK to help shape the UK ATM Industry.
At FCTI, James has led the charge to ensure the fleet software is as optimized and secure as possible, including upgrades to critical monitoring and dispatch systems, in his role as Senior Director, ATM Solutions.