FCTI, Inc. is a nationwide ATM and financial technology solutions provider. Our team specializes in advanced ATM placements, ATM operations, and Advertising for banks, credit unions, consumer brands, and retail establishments.
Our patented MBA technology, network partnerships, and leading software developments offer financial institutions, brands, and businesses real marketing, distribution, and revenue-generating opportunities through the ATM channel.
FCTI provides custom turnkey ATM programs to best fit business goals by utilizing the right combination of hardware, software, and services. Our solutions are specially designed to provide financial institutions, advertisers, and site owners with the tools they need to increase brand and product awareness, boost distribution, and align marketing efforts while growing foot traffic and in-store sales.
Founded in 1993, FCTI strives to provide enhanced support, operational redundancy, and parts/supply access. FCTI is a subsidiary of Seven Bank, LTD. (TYO:8410) with over $8B in assets. Together, Seven Bank and FCTI manage over 30,000 ATMs worldwide.
To connect people with access to their money when & where they need it while building a better, more reliable customer experience.
To redefine how people manage & interact with their money to achieve financial stability & resilience.
MEET OUR MANAGEMENT TEAM
WAYNE MALONE
President
As President, Wayne is responsible for the future development and leadership of FCTI’s long and short-term direction. He oversees all company operations while leveraging his global payments and ATM experience to accelerate growth, drive strategic initiatives, and diversify the products
and services offered by the business.
Wayne has been a business leader in the ATM and Payments space for more than two decades, bringing exceptional global experience across all facets of process and product, including ATMs, payments, and transaction processing. He has managed national and global ATM fleets for large organizations such as Chase and Citi and served as CEO of Citi’s proprietary payments processing switch, Citishare. Wayne joins FCTI after working to launch Miti Ventures, a digital payments platform focused on small merchants and women in developing markets.
SCOTT LAM
General Counsel
Scott Lam has over 15 years of experience in corporate and intellectual property law. Throughout his career, he has worked with a variety of companies including Telmate LLC, Poly Plant Project, Inc., and Osmetech Molecular Diagnostics. Lam has a Juris Doctorate, Intellectual Property from University of San Francisco School of Law as well as a BS, Biology from University of California San Diego.
PETER KULIK
Vice President Technology
Kulik has over thirty-five years of experience in ATM and financial technology. He began his career with NCR Corporation working on international and domestic financial, ATM, and retail systems and, eventually, partner technical programs. Since his time with NCR, Kulik has worked with consulting company KLCI Research group, Fifth Third Bank, and Vantiv in a variety of roles spanning debit networks, telecom, payment products, and mobile financial services.
Kulik joins FCTI from Citibank. There he served as the Director of Engineering, ATM Technology – focusing on security enhancements, delivering over 300 software projects with global scale, and improving software quality, availability, and process optimization. As the technology lead, Kulik oversees the hardware and software driving the business’s products and services – seeking to improve quality, security, availability, and innovation throughout the company.
RICK UPDYKE
Vice President of Business Development
Updyke has been a business development leader for over three decades and brings in-depth experience across the ATM, payments, and retail spaces. Before his role at FCTI, he spent twenty-three years with convenience store giant, 7-Eleven®, leading the financial planning and business development teams. As a part of this work, Updyke led the development of the first widely deployed, multi-functional, Windows-based ATM.
In addition to his time at the number one convenience store chain in the United States, Updyke spent over nine years managing various business units including the United States, Canada, Mexico, and the United Kingdom and, eventually, global development for worldwide ATM provider, Cardtronics. Over the past five years, he has provided insight and strategy to domestic and international businesses as a financial payments and retail consultant.
As Vice President of Business Development, Updyke is responsible for maintaining and improving current client and vendor relationships and cultivating new revenue opportunities and partnerships.
JOHN CAMPBELL, IV
Vice President of Business Development
John began his financial services career over 25 years ago in the credit union industry, and has extensive experience in ATM & banking operations, strategic partnerships, core banking, transaction processing, managed services, networks, and PCI compliance.
After 17 years working for credit unions, John moved to Atlanta to join First Data and then STAR Network as Senior Director for STAR ATM Acquiring to drive STAR Network’s market share growth at ATMs in the U.S. Moving to Ventus GNS as VP Business Development, John successfully expanded sales opportunities with new strategic partners homed in on financial services for merchants and financial institutions.
John joins FCTI after three years working as Senior Manager, Services Solutions for Diebold Nixdorf, focusing on the delivery of ATM as a service, terminal driving, and managed services for financial institution ATM deployers. As Vice President of Business Development for FCTI, John is responsible for maintaining and improving current client & vendor relationships, new product development, marketing initiatives, and cultivating new revenue opportunities through FCTI’s growth and innovation within the financial services sector.
MASANORI SAKAGUCHI
Vice President of Finance
Masanori Sakaguchi serves as Vice President of Finance at FCTI, overseeing the company’s financial strategy, operations, and compliance. With more than 20 years of banking experience, he brings expertise in financial leadership and ATM business operations across Japan, the Philippines, and the United States.
Before joining FCTI, Masanori served as President of Pito AxM Platform, Inc., a subsidiary of Seven Bank in the Philippines, where he led the deployment of over 3,000 cash recycler ATMs in just three years—a first for the country.
Masanori holds a U.S. CPA certification and has extensive experience managing large-scale financial projects and developing innovative financial services tailored to retail needs.
JOSHUA BOOTH
Vice President of Operations
Joshua Booth serves as Vice President of Operations and is a member of the FCTI executive leadership team. Joshua leads all operational functions including support center, cash and logistics, warehousing, project and deployment, and technical operations.
Prior to joining FCTI, Joshua led the Cash and Logistics team for North America at NCR (formerly Cardtronics). His responsibilities included cash management, vendor management of CITs, and cash deployment functions.
Joshua earned a Bachelor of Science degree in Economics from the University of North Texas. His courses included advanced mathematics, statistics, and economics.
He has served on advisory boards in the cash and logistics field, economics ambassador for UNT, and is an avid chess, soccer, and cyclist enthusiast.
